How it works process explained in 3 steps

Step 1

Apply Online

Complete our payday loan application and wait 70 seconds while we locate the best match for your cash advance request.

Step 2

Online Signature

Upon approval, we'll send you to the Lender's electronic signature page (no faxing!) where you'll agree to the repayment terms.

Step 3

Get Your Cash

Cash is automaticly deposited to your account.

Requirements: should be employed and have a checking account.

Are money problems weighing you down? Do you have a job but find yourself short on cash until your next pay? Everyone runs into financial difficulties occasionally, and unexpected expenses happen. You may need to pay for a utility bill or medical expense, or you may just need cash for food and gas to get back and forth to work because your check was short. NeedCashInstantly.com can help you meet these money needs very quickly without lender search service. The associated lenders in our network offer instant loan funds when you qualify and accept a loan offer.

Representative APR 391%. Average APR for this type of loans is 391%. Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Calculate APR Rules in Your State Alternatives to Payday Loan For Military Consumers

NeedCashInstantly.com is a lending network, NOT a lender. Our service is completely free and all repayment terms are between you and the lender. Each lender has different loan terms, such as the loan amount, the APR for the loan, repayment schedules, etc.

After submitting your information, if you are matched with a lender, NeedCashInstantly.com will redirect to the lender’s website where you will be able to review and agree to the terms and conditions of the loan. In many cases, the lender will then contact you to confirm your personal information and finalize the loan. They may contact you via telephone, email, text messages, etc. Please make sure that you respond in a timely manner to ensure that funds are deposited as quickly as possible.